How to read the payment type report

Revenue split by cash, card, transfer and everything else — and what to reconcile it against.

4 min read

Same sales, sliced by how the money arrived. It answers two very different questions: how much cash should be in the drawer, and how much of your revenue is costing you a processing fee.

  1. 1

    Open Reports → Finances → Payment type

    Pick a period. The report splits revenue by cash, card, transfer and any custom methods you created.

  2. 2

    Reconcile the cash line against your registers

    The cash figure should agree with what your register sessions counted for the same period. When it does not, the gap is either a sale rung to the wrong method or a drawer count that was never done — and both are easier to find this week.

  3. 3

    Reconcile the card line against your processor

    Compare the card figure with what your processor says it settled. A persistent difference is usually fees being deducted before deposit, which is worth knowing as a number rather than as a feeling.

  4. 4

    Look at your custom methods honestly

    Custom methods — a local bank app, a transfer — are typed values. Lunix records that somebody chose that method, not that the money arrived. This line is the one to check against the actual account, because nothing else will.

  5. 5

    Use it to decide about card fees

    The share of revenue arriving on card is the number behind any surcharge decision. If most of your sales are cash, a card fee changes very little; if most are card, the same fee is a meaningful part of your margin.

  6. 6

    Watch the mix over time

    The interesting thing here is not one month's split but the direction. A shop drifting from cash to card is a shop whose processing costs are quietly growing, and that shows up here months before it shows up in your profit.

Pro tips

  • A method with revenue you do not recognise is usually a custom method somebody created and nobody documented. Tidy the method list rather than the report.
  • Reconcile in this order: register sessions, then this report, then the bank. Each one narrows where a difference can be hiding.

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